Personal Auto Coverage
Liability coverage pays for what?
Bodily injury and property damage to others
Which dwelling form is an "open peril" form?
DP3
What resource does our department use to store cheatsheets/documents?
Sharepoint
Name 4 midmarket auto carriers we work with
Foremost, GEICO, Hartford, Mercury, Nat Gen, Nationwide, Progressive, Safeco, Travelers
Who in PL has been with the agency the longest?
Kym
Automatic liability coverage for a newly acquited auto applies for up to what number of days?
14
The HO form designed for renters/tenants is what?
HO4
What is the criteria for an account qualifying for HNW?
$1M+ home or $20K total premiums
Name 3 high net worth carriers we work with
Berkley One, Chubb, Cincinnati, AIG, Vault
Name the total number of associates in the personal lines department
13
What do endorsements do to a policy?
Clarify, add coverage, exclude coverage
Which HO form provides open perils on the dwelling and on the contents?
HO5
What software/website do we use to obtain insured signatures?
Indio
Name 4 watercraft carriers we work with
AIG, American Modern, Chubb, Cincinnati, Foremost, Markel, Nationwide, Progressive, Safeco, Travelers
Who in PL has an obsession with polka dots?
Chantelle
What are the minimum liability limits required in Texas?
25/60/25
Trees, shrubs, and other plants coverage is limited to what value:
5% of Coverage A, max $1,500 for any one tree/shrub/plant
What is the CHGF activity code used for?
Pending endorsement/information needed
What carrier do we primary quote stand alone wind coverage with?
TWIA
What year did Doug Hotchkiss found Hotchkiss Insurance?
1975
Name 4 of the 9 sections to the personal auto policy.
Declarations, Agreement, Definitions, Part A-Liability Coverage, Part B-Medical Payments/PIP, Part C-UM, Part D-Coverage for Damage to your Auto, Part E-Duties After an accident/loss, and Part F-General Provisions
Name 3 of the HO forms.
HO2, HO3, HO4, HO5, HO6, HO8 or HO14
What is the name of the tool within EPIC that allows you to attach emails?
EPIC Bridge
Name 3 farm/ranch carriers we work with
Travelers, Chubb, Liberty Mutual, State Auto, Nationwide
How many partners does the agency have?
18