Carrier Knowledge
This carrier is well known on Team Nexa for Final Expense and offers products such as Platinum Solutions & Home Protector.
What/Who is American Amicable?
This person receives the death benefit when the insured dies.
Who is the beneficiary?
This common pill or tablet medication is often prescribed for Type 2 diabetes and is frequently one of the first drugs used after diagnosis.
What is Metformin?
Living Benefits are generally paid from what part of a life insurance policy?
What is Death Benefit?
This condition occurs when the force of blood against artery walls remains consistently too high.
What is hypertension or high blood pressure?
This carrier can offer Day 1 coverage for some applicants with conditions such as COPD, ESRD/dialysis, and heart failure.
What is Cica?
This is the amount the policyholder pays to keep an insurance policy in force.
What is the Premium?
This medication that starts with the letter "L", is commonly used to treat high blood pressure and belongs to the ACE inhibitor class.
What is Lisinipril?
This type of living benefit may allow access to part of the death benefit when the insured is diagnosed with a qualifying terminal illness.
What is Terminal Illness Benefit?
Medicare Supplement insurance is designed primarily to help pay deductibles, coinsurance, and other expenses left behind by what government "Parts" to the Medicare health program?
What is Medicare Part A and B?
This carrier is well known for its Guaranteed Life whole life product, designed for applicants ages 50–80 with no medical exam required.
What/Who is Gerber?
A policyowner stops paying premiums, but the policy remains in force for a short period before terminating. What is this period called?
What is the Grace Period?
This medication is the most commonly prescribed for high cholesterol and belongs to the statin family.
What is Lipitor or Atorvorstatin?
This living benefit is commonly triggered by serious medical events such as heart attack, stroke, or certain cancers, depending on the policy.
What is a Critical Illness Benefit?
United American cancer policies pay benefits directly to whom, rather than paying the hospital or doctor?
This carrier offers Precision Care Cancer Insurance and other supplemental health products frequently used alongside Medicare coverage.
A life insurance policy has a $50,000 face amount and an outstanding $7,000 policy loan. If the insured dies, approximately how much would the beneficiary receive, assuming no other adjustments?
What is $43,000?
This medication is commonly used to treat acid reflux or GERD and belongs to the proton pump inhibitor family.
What is Omeprazole / Prilosec?
This living benefit may apply when an insured cannot perform a required number of Activities of Daily Living, such as bathing, dressing, or eating.
What is Chronic Illness Benefit?
This medical condition occurs when the heart cannot pump blood efficiently enough to meet the body's needs and may cause shortness of breath, fatigue, and fluid retention
What is Congestive Heart Failure?
This carrier is known for products including Living Promise Final Expense, Guaranteed Issue Whole Life, and Term Life Express.
What/Who is United of Omaha or Mutual of Omaha?
A client wants to change the beneficiary on a life insurance policy, but the current beneficiary is designated as this type and must consent to the change.
What is a irrovokable beneficiary?
This medication is commonly used as a blood thinner to help prevent strokes or blood clots and is often prescribed to people with atrial fibrillation. Starts with an "E"
What is Eliquis
Provides access to part of the death benefit after certain severe injuries, such as major burns, coma, paralysis, or traumatic brain injury, depending on the carrier and policy.
What is Critical Injury Benefit?
Part D plans group covered medications into these different cost-sharing levels, which can affect how much a beneficiary pays for a prescription.
What are Drug Tiers?