WOOFOREST BANKER JEOPARDY

WHAT FORM IS THIS

100

I NEED TO SET UP DIRECT DEPOSIT AT MY NEW JOB

Account Confirmation Letter

200

I WANT TO OPT OUT OF OVERDRAFT PROTECTION. 

Standard Overdraft Status Update Form

300

YOU HAVE FINISHED A CONSUMER ACCOUNT

Consumer Account Checklist

400

I WANT TO CHANGE MY ADDRESS

Account Maintenance Request

500

I NEED TO DISPUTE A PAYDAY LOAN PAYMENT THAT I DIDN'T AUTHORIZE (AUTHORIZED VIA ACH)

Remotely Created Check Dispute Form

WHAT IS REQUIRED

100

I WANT TO DO A NEW ACCOUNT OR MAINTENANCE AN ACCOUNT

 OFAC, VALID AND UPDATED ID

200

I WANT TO CHANGE MY NAME

SIGNATURE CARD UPDATE, AND ONE OF THE FOLLOWING: GOVERNMENT ID SHOWING NAME CHANGE, MARRIAGE LICENSE, OR DIVORCE DECREE

300

I WANT TO RENEW/WITHDRAW MY CD

UPDATED ID AND WITHDRAW OR RENEW FORM, AND PENALTY FORM IF WITHDRAWING EARLY

400

I WANT TO OPEN A BUSINESS ACCOUNT

CERTIFICATION OF GOOD STANDING, EIN, LLC FILING/ARTICLES/FICTIOUS NAME, BENEFICIAL OWNERSHIP

500

I WANT TO MAKE A WITHDRAWAL 

VALID I.D.

BANKING TERMS

100

WHAT IS A Certificate of deposit?

(CD) A savings product used to lock in a fixed APY on deposits for a set period, until the maturity date.

200

WHAT IS COURTESY PAY

I WANT THE BANK TO PAY MY OVERDRAFTS AND AGREE TO THE FEE SCHEDULE

300

WHAT IS POWER OF ATTORNEY

SOMEONE ELSE (ATTORNEY IN FACT) WHO IS AUTHORIZED TO CONDUCT TRANSACTIONS ON THE ACCOUNT

400

Annual percentage yield (APY)

The effective annual rate of return taking into account the compounding of interest on a savings, checking, CD or money market account. On this rate, the higher the better.

500

WHAT IS BENEFICIAL OWNERSHIP

ANYONE WHO OWNS MORE THAN 25% OF THE BUSINESS

WHAT IS REQUIRED

100

I AM A MINOR AND WANT TO BE PRIMARY ON CHECKING

GOVERNMENT PHOTO ID, GUARDIAN SIGNATURE, SOCIAL SECURITY CARD

200

I WANT TO ADD SOMEONE TO MY ACCOUNT

UPDATED CIF ON ALL OWNERS/SIGNERS, VALID IDS, UPDATED SIGNATURE CARD

300

I WANT TO OPEN A CONSUMER CHECKING ACCOUNT.

VALID STATE I.D.

400

I WANT TO DELETE AN AUTHORIZED SIGNER ON MY ACCOUNT

ACCOUNT MUST BE CLOSED AND THE CUSTOMER WILL HAVE TO OPEN A NEW ACCOUNT.

500

I WAS LEFT AS A BENEFICIARY

VALID ID, DEATH CERTIFICATE

WHAT TYPE OF ACCOUNT

100

$10.00 if the balance falls below $1,000.00 any day in the statement period

Big Account

200

I KEEP A LARGE SAVINGS BALANCE

MONEY MARKET OR CD

300

This account helps your money work even harder for you. Earn our most competitive interest rate with unlimited check writing opportunities.

Woodforest Platinum Plus Checking

400

No Fee if you maintain a balance of $750.00 or above each day in the statement period

Choice Checking

500

I KEEP AN AVERAGE BALANCE OF OVER $2000 AND DO A LOT OF CASHIERS CHECKS/MONEY ORDERS

PLATINUM CHECKING