Credit Cards
Merchants/Payments
IB4B
100

What are two offers currently advertised for ANZ Business Black & ANZ Business Rewards?

  • No annual card fee
  • No Rewards fee
100

What is the difference between a Simple or Complex Merchant referral? 

Simple: • Turnover less than $5mil • Single MID to product offering • Simple pricing structures only • Up to 10 MIDs at onboarding • 48 Hour SLA for customer contact. 

Complex:Turnover more than $5mil • Interchange Plus Pricing (can not be performed under the Simple process due to system limitations) • Entity Level Agreements (cannot be performed under the Simple process due to limitations with Letter of Offer templates • Multi Product (JV & ANZ Products) Tender Process • Specialised and dedicated Implementation team 

100

What are the daily payment limits for IB4B? Options start from ____ to ____?

25k to 1 mill

200

What are the 4 credit card products we offer

1 - Business Black

2- Business 55 Interest Free 

3- ANZ Business Rewards

4- ANZ Business low rate 

200

What are 3 other ways to take payments from customers?

- Direct Debit

- BPAY

- Pay ID

200

For third party payments what are the two security methods that customers can use?

1- ANZ Shield

2- ANZ Security Device

300

What is the name of the suspicious transactions team?

ANZ Falcon

300

I have a business and i want to set up Pay ID, what 3 things can I use to set this up?

Mobile 

Email

ABN or ACN

300

What are 3 benefits of IB4B?

- Choose Daily Payments

- Single log in

- Link to accounting software

- Give access to others

- Make transactions from accounts with multiple approvers 

- Create your own PAY ID 

400

I want Uncapped rewards, 40 days interest free on purchases and complimentary unauthorised transactions insurance. What card does all 3?

ANZ Business Rewards 

400

What are the 3 online Payment Solutions with ANZ Worldline?

- ANZ Secure Gateway

-ANZ egate 

-ANZ ePos


400

What are the three anz ib4b user types?

Administrator

Authoriser

Operator

500

How many Business Credit card application processes are there and what are they?

  • Standalone Application Process
  • Streamline Form
  • Rapid Ready
  • Dual Application
500

What are 2 features of BPAY 

- Same day cleared funds

- Payers can only initiate payments from their selected account if there are sufficient funds.

- The Customer Reference Number which uniquely identifies the customer’s payment ensures the payment is easily recognised by the Biller and can be reconciled.

- No chargebacks and trailing liability

- Choice of payment methods: Savings, Cheque/Transaction Account or Credit Card

- Enables straight through processing of collections data and automated receivables reconciliation.

-  Reporting Refunds are included in BPAY reporting (Intraday and End of Day Reporting) providing customers with a consolidated electronic file for reconciliation purposes. 

- BPAY billing and invoicing is managed via Advantage fee. BPAY conforms to the standard Advantage Fee invoice structure.

- Invoicing is distributed to customers via email or post on a monthly basis with the customer’s billing accounts being charged ~5th business day.

500
What are 4 accounting softwares you can link your IB4B to?

 Xero™

MYOB™

Intuit Quickbooks Online

Reckon