Checking Accounts
What is the minimum balance in our Essential checking account?
0
What is the POS daily limit on personal CheckCards?
$5,000
What is the minimum balance in our Savings Account?
$100
What is our Funds Availability Policy?
In general, we make cash and checks available immediately to our established customers.
Under what circumstances would we use a special deposit ticket?
For new customers depositing a government check, money order or official check
Which of our checking accounts receive free money orders and official checks?
Universal
At what age can a WSB customer receive a CheckCard and under what circumstances?
14 year old now! They must be on an account with a parent/adult
What is required in order to open a Money Market with the promotional rate with WSB?
A companion checking account
Reg D limits how many preauthorized or electronic withdrawals that can come out of a savings or money market account every statement cycle. What is this limit?
6 per statement cycle limit
When does the statement cycles start/end for personal checking accounts?
17-16th personal
How many transactions are required in our Essential Checking account to avoid a monthly fee? What is the fee?
5 and $10
What is the cash back/ATM daily limit on personal checkcards?
$510
At what age can a person solely own a savings account?
14 years old
What is a Truth in Savings Disclosure?
It is account specific and goes over all of the details appropriate for that account
How does someone become enrolled in our Class Club?
They need to be 55 or older
What is the minimum balance in our Universal Checkingaccount?
$1000
What are the points you get from using your checkcard?
Scorecard Rewards
What is the minimum balance in our Money Market account? What is the fee if you don't have this?
$10,000 and $30
What are the "new customer" rules we place on accounts?
For 30 days, we place a 5 business day hold on any personal checks deposited.
Can a veteran take advantage of both the checking account promotion AND all of the MVP benefits?
Yes! They get all of the perks from both
Which checking account has unlimited check writing?
Both
What is the fee for a replacement checkcard?
$8
What is the amount we require a moola moola savings account to be opened with?
$25
Where can John Gehlhaart's business card be at on your desk?
HIDDEN! No WIS material can be visible. (WIS is not FDIC insured)
What was the name of WaterStone Bank before it was WaterStone Bank?
Wauwatosa Savings and Loan!