Treasury Management Products and Services
Personal Accounts
Loans
Business Accounts
For Fun
100

Do we have online banking?

Yes!

100
What is the minimum dollar amount to open a personal checking account?

$100

100

True or False:

WVBK offers commercial lending.

True.

We have a variety of loans we can offer you.

100

What is the service for this regular business checking account?

$10

100

True or False:

Willamette Valley Bank treats you like family

True!


You are not just a number at WVBK. 

200

Can I process my own check deposits?

Yes, you can lease or buy your own RDC (remote deposit capture) machine.

200
What is the dollar amount to avoid a service fee for personal accounts?

$200

200
True or False:


WVBK offers auto loans.

False.

It is in the works, stay tuned, we are hoping very soon!

200

What is the balance needed to avoid a service charge?

$500

200

True or False:

WVBK charges for ATM fees

FALSE!

We reimburse every ATM only fee

300

Can someone (like a bookkeeper) have access to MY accounts without being able to touch my funds?

Yes! We have Corporate Online Banking, that you design what a person can and cannot do with their access. 

300

At what age does one need to be to avoid service charges

55 years young

300
Can a business owner get a credit card for one of their employees?
Yes,


It is a valuable option for any owner that needs to provide a charge card to their employees.

300

What is an IOLTA account?

An IOLTA account is a specific interest earning trust where the interest that provides resources and help low income and elderly individuals

300

Do you have to have an appointment to open an account with WVBK?

No, you never need to make an appointment. Just come with photo id and a smile!

400
True or False:


Wire transfers are always secure

False

Wire fraud is a real thing- our wire department works closely with customers to help mitigate this occurrence 

400

Do you have minor accounts?

Yes! They just need an adult signer. 
400

WVBK provides many different kinds of loans, what is one type of loan.

Agriculture, line of credit, SBA, building, commercial vehicles 

400

What is an ICS account?

This is a product that insures your funds over $250,000
400

True or False:

You can do all your banking from the comfort of wherever you are.

True.

Our live feature is available during banking hours. 

500
What is positive pay?
Protects against check and ACH (automatic transaction) fraud
500

True or False:

BNI members get "free" personal accounts.

True.

We waive your service charge fee if you are an active BNI member.

500

How many years do you need to be in business before a loan officer at WVBK will have a conversation with you about?

Three years

500

Willamette Valley Bank offers an account for non-profits. What is the name of that account. For double points- what is the percentages earned on that account?

Community Impact Checking, 3%

500
Where are our banking branches (cities)?
Salem, Keizer, Albany, Silverton