SBI Legacy
Which city's name completed the trio of the three Presidency Banks alongside Bengal and Bombay?
A: Madras
B: Calicut
C: Surat
D: Cochin
A: Madras
What is the full form of the popular banking app acronym 'YONO' created by SBI?
A: You Only Need One
B: Your Online Network Option
C: Youth Online National Operation
D: Yield On Net Outright
A: You Only Need One
What is the official tagline or slogan of the State Bank of India?
A: The Banker to Every Indian
B: Good People to Bank With
C: Pure Banking Nothing Else
D: Relationship Beyond Banking
A: The Banker to Every Indian
What does 'GDP' stand for in macroeconomics?
A: Gross Domestic Product
B: General Domestic Percentage
C: Gross Deposit Portfolio
D: Government Debt Provision
A: Gross Domestic Product
What is the term used for a bank account that shows no customer-induced transactions for a continuous period of over two years?
A:Dormant Account
B:Inoperative Account
C:Frozen Account
D:Deactivated Account
B:Inoperative Account
The historic old symbol of SBI before 1971 featured which prominent tree emblem inside a round crest?
A: Banyan Tree
B: Peepal Tree
C: Palm Tree
D: Coconut Tree
C: Palm Tree
What is the designated lock-in period for retail investments made under the SBI Tax Savings Scheme term deposits?
A: 3 Years
B: 5 Years
C: 7 Years
D: 10 Years
B: 5 Years
Who was the legendary bureaucrat who served as the vice-chairman of the All-India Rural Credit Survey Committee, which heavily shaped SBI's legacy structure?
A: A. D. Gorwala
B: Venkatappiah
C: V. T. Krishnamachari
D: C. D. Deshmukh
A: A. D. Gorwala
Which specific state in India was the very first to achieve 100% financial inclusion targets under the PMJDY scheme across all rural households?
A: Kerala
B: Goa
C: Meghalaya
D: Gujarat
A: Kerala
What type of risk arises for a commercial bank due to the mismatch in the maturity profiles of its assets and its liabilities?
A: Credit Risk
B: Market Risk
C: Operational Risk
D: Liquidity Risk
D: Liquidity Risk
Before being rebranded as the Bank of Bengal in 1809, the oldest predecessor bank of SBI was run directly under whose authority?Before being rebranded as the Bank of Bengal in 1809, the oldest predecessor bank of SBI was run directly under whose authority?
A: The Governor-General of India in Council
B: The East India Company Court of Directors
C: The Board of Control for India
D: The Royal Treasury of Great Britain
A: The Governor-General of India in Council
Under SBI's 'YONO Global' initiative, which country's retail banking app ecosystem was integrated into the platform first?
A: United Kingdom
B: Maldives
C: Mauritius
D: Nepal
A: United Kingdom
Before the final merger of all remaining associate banks in 2017, which specific associate bank was the very first to be completely merged into SBI in 2008?
A: State Bank of Saurashtra
B: State Bank of Indore
C: State Bank of Hyderabad
D: State Bank of Bikaner and Jaipur
A: State Bank of Saurashtra
What type of unemployment occurs naturally when retail workers change jobs or transition between careers in a fluid market?
A: Structural Unemployment
B: Frictional Unemployment
C: Cyclical Unemployment
D: Seasonal Unemployment
B: Frictional Unemployment
Which index or framework is utilized by banks to calculate the interest rate on retail loans applied after April 1, 2016, and before the introduction of EBLR?
A: Base Rate
B: Marginal Cost of Funds based Lending Rate (MCLR)
C: Prime Lending Rate (PLR)
D: Benchmark Prime Lending Rate (BPLR)
B: Marginal Cost of Funds based Lending Rate (MCLR)
Which act empowered the State Bank of India to take over the capital and undertakings of certain princely state-associated banks as its own associates?
A: State Bank of India Act, 1955
B: State Bank of India (Subsidiary Banks) Act, 1959
C: Banking Regulation Act, 1949
D: Banking Companies (Acquisition and Transfer of Undertakings) Act, 1960
B: State Bank of India (Subsidiary Banks) Act, 1959
Which specialized digital API management portal did SBI open to allow external fintech partners to securely verify retail customer KYC data?
A: SBI Developer Portal
B: SBI Open Banking API Hub
C: SBI Digi-Connect
D: SBI Fin-Integration Gateway
A: SBI Developer Portal
Under which section of the State Bank of India Act, 1955, is the Central Board of Directors empowered to manage the general superintendence of the bank?
A: Section 17
B: Section 19
C: Section 21
D: Section 24
A: Section 17
The 'Laffer Curve' illustrates the distinct theoretical relationship existing between which two economic parameters?
A: Inflation and Unemployment
B: Tax Rates and Tax Revenue
C: Interest Rates and Money Supply
D: Government Spending and Economic Growth
B: Tax Rates and Tax Revenue
Under the Insolvency and Bankruptcy Code (IBC), what is the minimum statutory voting share required within the Committee of Creditors (CoC) to approve a corporate resolution plan?
A: 51%
B: 60%
C: 66%
D: 75%
C: 66%
What specific statutory percentage of compensation was paid in cash to the shareholders of the Imperial Bank of India during the 1955 nationalization takeover?
Up to Rs. 10,000
Which specific risk mitigation protocol did SBI integrate into its corporate internet banking (CINB) portal to secure high-value transactions above Rs. 50 Crores?
Mandatory LEI (Legal Entity Identifier) Validation
What was the name of the special financial security certificate program launched by SBI in 1998 to raise foreign currency investments from non-resident Indians?
Resurgent India Bonds
Where is the permanent institutional headquarters of the Asian Infrastructure Investment Bank (AIIB) located?
Beijing
Which statutory section of the Reserve Bank of India Act, 1934, legally protects the central bank from any suit or legal prosecution for actions taken in good faith under the act?
Section 52