Fees
This amount is both the fee for money orders, and statement reprints.
What is $2
A product on the mobile app that allows members to deposit their checks from anywhere.
What is Mobile Check Deposit
The only animal where the male carries the offspring, and delivers up to 2,000 babies at a time!
What is a Seahorse
BSA is the initialism for this.
What is the Bank Secrecy Act
These accounts have no minimum balances and no fees, and allow members to use debit cards.
What is a Share Draft Account
If a member needs a replacement debit card because their physical card stops working after the first year, we charge them this fee.
What is $10
Members can earn up to $500 a year, or $50 per referral when they recommend our Credit Union to friends and family who can stay in good standing.
What is the Refer-a-Friend Program
This animal is known for its memory, and is the largest land animal on earth.
What is the Elephant
You must fill this report out within 30 days if we notice any strange or unusual activity.
What is a Suspicious Activity Report
This type of account is for our members 50 and up, and gets them 1 free book of standard checks per year
What is a Senior Share Draft Account
The fee charged for each individual Stop Payments
What is $30
Our members receive one of these for free with a direct loan pre-approval, in order to protect them from purchasing salvage, total loss, structural damage, lemon, and flood vehicles.
What is a Carfax report
This type or animals fingerprints are so close to humans that they have been known to taint crime scenes
What is a Koala
When a member makes cash transactions of 10,000.01 and up in a single day, this report must be filed within 15 days.
What is a currency transaction report
or CTR
this account requires a joint member who is at least 18 years of age, and is meant a way for youths to learn financial responsibility.
What is a Teen Checking account
If a member wants a payment book for keeping track of their loan payments, the fee is this much.
What is $5
We keep many of our associates certified to perform this service at no charge to our members.
What is Notary Service
What are Owls
If a member makes a series of wire transfers and exchanges, as well as multiple transactions in order to complicate the paper trail, that is an example of this type of suspicious activity.
What is Layering
This type of Savings account offers a higher interest rate than a regular savings, and has 4 tiers based on the amount of money put into it.
What is a Money Market
The annual fee for a 3 by 10 safety deposit box
What is $25
Our insurance partner that offers discounted rates to our members for everything from car to pet insurance.
What is Trustage
Everyone knows about this animals' extra arms, but it also has 3 hearts!
What is an octopus
This is the governing body that enforces the BSA, where we report the CTRS and the SARS to.
What is the Financial Crimes Enforcement Network
or FINCEN
These accounts are Legal arrangements for funds or assets to be held by a third party, to the benefit of a separate party.
What is a Trust Account