Auto
Are exclusions available in North Carolina?
No
Gl-Drivers Status
Does Nationwide offer Packages for their coverages?
No. It is all Alacarte
Are Hot Tubs Acceptable?
GL:Swimming Pool/Hot Tub/Spa/Pond
Yes, if protected by a
Secured cover, OR
Locking fence at least 4 ft high, or an alternate, approved enclosure. Fence must prevent easy access, or it is ineligible.
Will Homesite accept a Pit Bull or a German Shepard Police Dog?
GL: Animals
Yes, a Pit Bull is acceptable with an acceptable insurance score and limits of Lability at $100,000
No, Police or guard dogs do not qualify
Do not send quotes to fulfillment if they have these 3 things.
1. That require OR are waiting on underwriting approval, underwriting referrals, or point referrals.
2. For processing on Fridays or Saturdays when a policy effective date is next day.
3.For Processing after 6 pm EST when policy is effective same day.
Gl: Fulfillment
Can we write a "Named Operator" Policy?
Only in North Carolina.
GL Named Operator NC
What is a unique coverage pertaining to roofs that Nationwide offers?
Better Roof replacement
GL: Better roof replacement
Name 2 states that allow an ATV, Snowmobile or Dirt Bike not to have a separate policy
GL: All Terrain Vehicles (ATV) / Dirt Bike / Snowmobile / Utility Task Vehicle (UTV)
Are there any specific requirements if the property has a pond on it?
Pond is counted as part of the land. There are no specific requirements around a pond on property.
GL: Swimming Pool/POND
Name 3 things that would be considered existing damage.
GL: HQX Home Discovery
This may include but is not limited to:
In the State of Iowa, do we code red-light violations resulting from a camera?
Do not code
GL- Driver Record in violation part
How are solar panels covered and where do you put the information?
Do you have the authority to increase Coverage A?
Yes: Up to 25% of Cov A without UW approval.
GL: Coverage A: Dwelling / Binding Authority
How do you handle a revised quote that says digital refresh, MR and R
Log in to I-Quote
Choose Level 2: PRG Direct Integrated
Choose Level 3:
4012 for “MR” quote
4013 for “R” quote
GL-Revised Quote Procedures - PAA
What year do you quote a home built if a new home was constructed on a pre-existing foundation?
When customer's home has been rebuilt on a pre-existing foundation, code year of foundation as year built.
GL: HQX Home Discovery
Where do we find the severe weather/binding restriction information?
GL: Severe Weather/binding restrictions or Prolink
What are the 4 key endorsements for home and condo and 1 State specific endorsement that you must review whether included or not on a Nationwide coverage presentation?
Dwelling coverage cost (increased)
Brand New belongings
Water back up
Loss assessment (Condo only)
Water Damage Coverage Texas only
GL: Coverage Presentation
What is your binding authority in the State of Colorado?
$500,000
GL: Coverage A: Dwelling / Binding Authority
How do you handle a name correction?
GL-Revised Quote Procedures - PAA name correction
Name should be corrected in existing HQX quote & not carrier platform. Follow steps below for name correction.
What are the typical home styles in the MidWest States?
GL: HQX Home discovery
In Arizona it is mandatory to offer this coverage when choosing comprehensive coverage.
$0 glass Deductible or full Glass coverage
Gl: Comprehensive/Collision
After the coverages page do I click Finalize Quote or with drawl submission? What happens if I click withdrawal Submission?
Select Finalize Quote BECAREFUL: DO NOT Click Withdrawal Submission, it will erase the entire quote.
How do you handle a trust for a Progressive Home/ASI Policy?
GL: Finance Types
Underwriting requires the full Trust Document or a certificate of Trust. Customer sends Doc to Propertysales@email.progressive .com once the doc is received, we send them to UW
What would you recommend to a customer who has a small business that is not in DC, Kansas, Louisiana, Michigan, New Hampshire, North Carolins or Virgina.
Gl: Business
Home Business Endorsement
What do you do if Home is within City limits, and you cannot find out if home is within the required distance of a fire hydrant or fire Dept?
GL- HQX Home Discovery
it is a safe assumption that the risk is within the required distance of a fire hydrant and a fire station.