Can we insure?
(Its a game within a game)
(Its a game within a game)
Hip House Hooraaay
(contestant response: HOO)
(contestant response: HOO)
VROOM VROOM get out me car
Is my ish eligible?
Vinny's Wild World
100
Can we insure? why?
wants home and auto
Auto IS: 3
Home IS: 47
4 drivers
John- 0 accidents; no violations
Betty: 1 not- at fault; no violations
Suzy: 1 at fault; 1 speeding ticket
Mike: 0 accidents; no violations
Home: no claims
Yes for both,
Accidents are under the number of drivers and not 1 driver has more than 2 accidents.
violations are under the limit 2 per household 1 per driver.
No major violations
Home has no claims
100
Fire
Theft
Liability
Vandalism
Water
*
What is Peril?
100
*
What are eligible vehicles?
100
If I want my $70,000 1976 Ford Mustang covered for the stated value of $70,000, Is my ish eligible? 
No stated value vehicles are inelgible
100
Name the colors of the rainbow?
Red
Orange
Yellow
Green
Blue
Indigo
Violet
200
Can we insure? why?
wants home and auto
Auto IS: 7
Home IS: 25
Denny: 0 At-fault & 0 Not-at fault ; 0 violations
Jenny: 1 At-fault & 1 Not-at fault ; 0 violations
Benny: 0 At-fault & 1 Not-at fault ; 0 violations
Lenny: 0 At-fault & 0 Not-at fault ; 0 violations
6/9/2019: 1 wind claim $0 payout
2/5/2020: 1 wind claim $15,000 payout
4/16/2022: 1 wind claim $0 payout
Auto Yes, No violations, and claims are under threshold
Home No, IS 21-50 can have 0 claims
200
**
What are ineligible homes?
200
what are ineligible vehicles?
200
I am shopping insurance and my house looks like this
Is my ish elgible?
No most we are allowed to write is $2 million playa!!$$
200
where does the phrase "raise a toast" originate?
Ancient Rome. They used to put a little piece of toast in there wine.
300
Can we insure? and why?
wants home and auto.
Auto IS: 1
Home IS: 1
4 drivers
Leslie- 1 at fault & 1 not-at fault; no violations
Chester: 1 not- at fault; 1 ticket for running red light (minor).
Jerry: 1 at fault; 1 speeding ticket (minor)
Dwight: 1 At fault; 1 ticket for criminal speeding (major)
Home:
3/9/2016: 1 wind claim $17 payout.
2/5/2017: 1 wind claim $15,000 payout.
2/10/2023: 1 wind claim $19,687 payout.
No auto Yes home,
Auto:
-The number of accidents (5) is greater than the than how many drivers (4) are on the policy.
-Dwight's major road violation
-More violations than 2 per household
Home can be insured as IS scores 1-20 can have 1 claim in the past 5 years.
300
My home policy is rejecting because i am more than 10 miles way from?
Fire department
Fire department must be within 10 miles of a primary home address.
300
MSRP $250,000
*
What is the maximum we can insure?
300
I have these cars that are specifically built from the factory for racing... Is my ish elgible?
No, vehicles that are designed from the factory for racing with addition to road use, like the Dodge Demon or Dodge Viper, will not be approved for eligibility.
300
What is the official animal of Scotland?
400
Can we insure? why?
wants home and auto
Auto IS: 10
Home IS: 47
4 drivers
John- 0 accidents; no violations
Betty: 1 not- at fault; no violations
Suzy: 1 at fault; 1 speeding ticket
Mike: 0 accidents; no violations
Home: no claims
Yes for home and auto
400
True or False:
You need to show proof of prior insurance to get eligibility on a home Applicaiton.
False, home policies do NOT require prior insurance, but it helps your rate.
400
At least 5 future effective days you will need in order to remove these coverages on your application.
*
What is removing UIM/UM/PIP from a auto policy?
400
My son wants to be the next skateboarding prodigy. I built him this permanent structure ...... Is my ish eligible? 
No, dwellings with attractive nuisances including, but not limited to, unfenced or inground empty pools, rented pools, and permanent skateboard or bicycle ramps.
400
In a breath holding competition who would win? A dolphin or a sloth?
Sid the Sloth, a sloth can hold there breath for up to 40 minutes while the dolphin is only 10 minutes
500
Can we insure? why?
wants home and auto
Auto IS: 1
Home IS: 4
4 drivers
John- 3 At-fault & 0 Not-at fault ; 0 violations
Betty: 0 At-fault & 0 Not-at fault ; 0 violations
Suzy: 1 At-fault & 0 Not-at fault ; 1 minor violations
Mike: 0 At-fault & 2 Not-at fault ; 0 violations
Home:
6/9/2019: 1 wind claim $98,074 payout
4/16/2022: 1 liability; dog bite $0 payout
No auto and home,
Auto:too many claims
Home: IS 1-20 can have 1 claim, but no dog bites
500
When checking eligibility for a quote, Is there a difference between catastrophes and non-catastrophic losses in regard to RMBC loss history guidelines?
No, a loss is a loss whether its wind, hail, fire, dog bite.
500
The minimum of 12 months of continuous coverage with no more than a 30-day lapse during the 12 months immediately preceding the Allstate policy where a need existed is required.
*
What is auto proof of prior?
500
My friend got in trouble with drinking and driving and now has to have a certificate of financial responsibility (SR22). He wants a quote, is his ish eligible.
No policy is ineligible if a SR22 is needed at start.
500
What is at least 1 out of 4 words that ends in "dous"
Tremendous
Horrendous
Hazardous
Stupendous