Credit Cards
The credit card with the lowest rate
What is the Smart Options Credit Card?
The age you can pull from your retirement account with no penalty
What is 59.5 years old?
Small business free checking - maximum of 100 items per month
What is Basic Business Checking?
Fixed rate loan secured by a vehicle
What is an Auto Loan?
A loss or almost loss that totals $10,000 or more
What is an ORE (Operational Risk Event)?
Credit card that helps you rebuild your credit
What is the Secured Credit Card?
Large balances, recent job change, inactive accounts, large transfers
What are Wealth Opportunities?
Personal savings account - minimum balance of $1,000 to avoid service charge.
What is a Money Market Savings Account?
Variable rate, revolving line of credit secured by primary residence
What is a Home Equity Line of Credit (HELOC)?
$10,000 and $100,000
What are teller cash limits and check for deposit limits?
Credit card that pays 1.5% cash back on every $1 spent
What is the Cash Rewards Credit Card?
Wealth product that can lock in a rate for 3-7 years and is principal protected?
What is an Annuity?
Free checking account for employees of a business account holder
What is a Bank at Work checking account?
Fixed rate loan used for home improvements to primary residence
What is a Home Improvement Loan (HIL)?
$500 or more
What is the amount to cash a check for a non customer that requires a call to our customer?
$5 or 3% transfer fee
What is the balance transfer fee?
Running market simulations on Money Guide Pro to see if funds will last in retirement
What is basic retirement forecast?
Checking account that avoids a monthly fee if client has consumer loan of $25,000 or more?
What is a Prestige Checking Account?
Variable rate line of credit that protects checking account from overdraft
What is Checkline Reserve?
Please come to the branch to make profile changes
What is correct response for a profile change request over the phone?
Pays 2% cash back on gas and office supplies
What is the Cash Rewards Business Credit Card?
Keeping funds liquid, some in short term CDs and some in longer term products
What is laddering?
Checking Account that has no monthly fee if client has a direct deposit of $250 per month
What is a Select Checking account?
First Mortgage that is underwritten in the branch
What is a Money Saver Mortgage?
Request identification of runner and enter identification into D1 prior to completing transaction.
What is the proper procedure to add a depositor for a business who is not a signer on the account?