AUTO
GA/SC/TN/AL: 25/50/25
FL: 10/20/10
*EXTRA POINTS IF ANSWER FOR FL IS:
NO BI/10PD
WHAT IS COVERAGE B?
PERSONAL PROPERTY
PERMANENT & TERM
WHAT IS AN ELIMINATION PERIOD?
THE TIME BETWEEN AN ACCIDENT AND WHEN YOUR DISABILITY INSURANCE PAYS OUT. 30 OR 60 DAYS FOR SHORT TERM AND UP TO 730 FOR LONG TERM.
WHAT YEAR WAS STATE FARM FOUNDED? *BONUS FOR THE EXACT DATE*
NAME 3 MAJOR VIOLATIONS
WHAT DOES BACK UP OF SEWER/DRAIN COVER?
Coverage for accidental direct physical loss to property covered under Coverage A (building property) and covered personal property located in the dwelling when the loss is caused by the back-up of water or sewage
NAME ALL 7 PERMANENT POLICIES
WHOLE LIFE, UNIVERSAL LIFE, 10 PAY, 15 PAY, 20 PAY, SINGLE PREMIUM, GIFE
WHAT IS THE MAXIMUM BENEFIT ON A STDI?
3000 PER MONTH
WHAT DOES MOA STAND FOR?
MULTIPLE OFFICE AGENT
WHAT IS THE DIFFERENCE BETWEEN UE AND U COVERAGE?
UE - UNINSURED MOTORIST ADDED TO LIABILITY LIMITS (EXCESS)
U - UNINSURED MOTORIST REDUCED BY LIABILITY LIMITS (DIFFERENCE IN LIMITS)
WHO WILL MEDICAL PAYMENTS ON A HOMEOWNERS POLICY PAY OUT TO?
ANYONE NOT RESIDING IN THE HOUSEHOLD
NAME THE 4 TYPES OF DIVIDEND OPTIONS?
ACCUMULATION, CASH, PAID UP ADDITIONS, REDUCED PREMIUM
HOW MUCH DOES AN AMBULANCE RIDE PAY OUT VS A AMBULANCE BY AIR?
500 FOR AMBULANCE, 1000 BY AIR
WHAT IS PEYTON'S MIDDLE NAME?
SILAS
WHAT ARE THE MINIMUM LIABILITY LIMITS TO HAVE A PLUP?
250/500/100
*BONUS - SC IS 250/500/50
10% OF COVERAGE A (DWELLING)
80
WHAT IS THE MAXIMUM BENEFIT PERIOD FOR A LTDI?
WHAT DEPARTMENT WAS PEYTON INITIALLY IN WITH STATE FARM?
CLAIMS
WHAT ARE S & Z COVERAGE?
DEATH DISMEMBERMENT LOSS OF SIGHT (S)
LOSS OF EARNINGS (Z)
NAME 5 OF THE 16 COVERED PERILS IN THE STATE OF GEORGIA
Fire or lightning, Windstorm or hail, Explosion, Riots, Aircraft, Vehicles, Smoke, Vandalism, Theft, falling objects, Weight of ice, snow, or sleet, Accidental discharge or overflow of water or steam, Sudden and accidental tearing, cracking, burning, or bulging, Freezing, Sudden and accidental damage due to short circuiting, Volcanic Eruption
WHAT TYPE OF POLICY CAN YOU NOT PURCHASE IF YOU ARE TABLE RATED?
RETURN OF PREMIUM
WHAT IS THE DIFFERENCE BETWEEN ATTAINED AGE AND ISSUE AGE?
ATTAINED AGE - STEP RATED (INCREASES EACH YEAR)
ISSUE AGE - LEVEL PREMIUM (STAYS THE SAME)
WHERE ARE WE EATING FOR DINNER FRIDAY NIGHT AT OMNI?
THE CRAB TRAP