West Ashley
Balance transfer: 0% intro APR* for the first 15 billing cycles after account opening.
Double Up
Points Rewards and Cash Back Credit Cards
Cash, Double Up, First Class, Secured Credit Card, Business Solutions
$10 monthly fee
TD Clear with $1,000 Credit Limit
$29 annual fee*
TD Cash Secured
$20 monthly fee
TD Clear with $2,000 Credit Limit
Low Intro APR cards
TD Flex & TD Double Up
Balance Transfer Credit Cards
Flex, Double Up, Cash
0% introductory APR for Balance Transfers and Eligible Purchases for first 15 billing cycles after account opening. After that, Prime + 11.74, Prime + 16.74, or Prime + 21.74 variable APR based on your credit worthiness.
TD Cash
Our best balance transfer offer: 0% intro APR* for first 18 billing cycles after account opening.
FlexPay
No annual fee
TD Cash
TD Double Up
TD FlexPay
TD Business Solutions
Special offer: Earn $200 Cash Back in the form of a statement credit when you spend $1,500 within the first 90 days after account opening1
Double Up
Earn 3X miles on travel and dining
TD First Class
Late fee forgiveness
TD FlexPay
Helps you build your credit
Your savings account works as a security deposit*
TD Cash Secured
Earn up to a $250 statement credit when you spend $1,500 within the first 90 days after account opening. 0% introductory APR for eligible purchases for first 12 billing cycles after account opening.
TD Business Solutions
How can you check the status of an application that didn't get an instant approval?
Application Status Tracker in the Credit Card Hub
Once a secured credit application has been completed and the savings account opened, what is the next step?
Funding iForm
$89 annual fee (waived the first year)
TD First Class
Earn $200 Cash Back when you spend $1,000 within the first 90 days after account opening.
TD Cash
What are the benefits of a Balance Transfer?
•Consolidate debt from multiple credit cards
•Could simplify your finances, reduce expenses, and help you stay on track with a single monthly payment
•Move to a credit card with better terms and conditions
•Get a card that offers rewards and other perks
Quick process. Does not directly affect the Customer's credit score. Builds Customers' confidence in approval, when submitting the full application. Helps overcome Customer objections or concerns, particularly those related to credit score impact.
Prequalification Tool
Credit Limits of $5,000 or less
Platinum Visa Benefits
No late payment fees
TD Clear
Name at least two visa card benefits.
•Cell Phone Protection
•Travel & Emergency Assistance Services
• Purchase Security
•Lost Luggage Reimbursement
•Travel Accident Insurance
What tools and resources do you have to support your Guidance and Advice conversations? Name at least two.
Pre-Qualification Tool
Insights
Customer Financial Assessment (CFA)
Balance Transfer
Rewards Calculators