Medical Allocation & Plan Types
Competition
Market Position, Pricing/Fees & Insperity facts
Packages and Benefits
Category of One
100

This modifier is based on average healthcare costs in the employee's home zip codes ; it is objective

What is the zip code modifier?

100

This competitor renews on quarters based on start date. 

Who is TriNet?

100

This is the next step once you identify an HRCORE Opportunity

What is a Solutions Alignment Meeting (SAM)?

100

Which benefit plan has our most options and how many are there? (National)

What is Classic Choice and 11 plan options Nationally?

100

Where can I find this resource along with every other resource I may need to look up?  

What is Sales Coach?

200

This modifier is based on the review of medical history, renewals, discounts, and/or risk ; it is subjective

What is the Coverage Group Modifier? 
200

This competitor renews all clients on June 1st regardless of start date.

Who is ADP Total Source? 

200

Insperity became one of the first companies to receive this IRS certification (name and year)

What is a Certified PEO (CPEO) and 2017?

200

This package has the 2000/100% as the base plan

What is the Select Package?

200

How many self-paced resources are available in HR360?

What is 6,500?  


300

This Modifier is based on age, gender, SIC code and case size within the business ; it is objective

What is the Age, Gender, SIC Code and CASE size Modifier (AGSC Modifier)?

300

This competitor has been known for add-on features at additional costs, a large amount of plan options to choose from for benefits, and a "dedicated" service called connect360

Who is TriNet?

300

In what year did Insperity rebrand from Administaff? 

When is 2011? 

300

This company has medical, dental and vision, as well as Life and AD&D, but employee paid disability... what initial benefits package should we recommend? 

What is Independence? 

300

What is our overall client satisfaction compared to the American Customer Satisfaction Index? 

What is 90%?  (vs. 75%)

400

This type of medical plan is where an employer assumes full risk and pays claims directly ; often uses a TPA for administration 

What is a Self-Funded Medical plan?

400

This competitor has two main PEO offerings, PEO basic and PEO Plus ; typical option for businesses looking for simplicity and not full-service HR.  

Who is JustWorks? 

400

Describe our pricing model for HR360 and value prop

What is a fixed cost per ee per day / predictable and contained cost structure year over year?

(extra kudos if benefits talk track is included - i.e. qualifying aspect to our model, buy direct, no brokers, economies of scale, allocate costs back down to our clients based on overall risk profile)

400

I don't offer benefits currently so what is the minimum amount I'm required to contribute towards benefits w/ Insperity? 

What is 75% of the employee only portion of the base plan?  (alternatively, will accept 50% of all coverage level tiers of the base plan)

400

I'm a prospect who'd like to know about Insperity medical trends.  What's a good tool to reference and why?

What is the Kaiser Family Foundation because it's recognized as the leader in gathering statistical data on medical costs and medical increases and trends? 

500

This type of medical plan is where the employer pays a set monthly amount that covers claims up to a certain level ; includes stop-loss protection to limit risk.

What is Level-Funded?

500

This competitor offers a low PEPM to start and allows add on purchases that are quote based (HR but also finance and IT) ; known for their integration capabilities (including international) ; not known for full service HR and dedicated service. 

Who is Rippling? 

500

How is an enrollment fee calculated?

What is half a percent of client's annual gross payroll OR 6% of monthly payroll?

500

What is the minimum contribution amount for employee-only Dental/Vision regardless of benefit status?

What is 50% of employee only?

500

In 2024, we had 1,141 new client employee complaints.  What percentage were resolved without cost to the client?  

What is 95%?  


($16,500 was the average settlement for remaining 5% ; average demand per claim was $97,000)
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