RENTERS
What is the Renters Discount % on an Auto Policy?
2%
State Farm Home insurance policies are based upon ___% Replacement Cost.
100
What does PLUP stand for?
Personal Liability Umbrella Policy
Give me three different property classes for a PAP.
The main part of the boat is also called a...
Hull
Name the 3 most important coverages within a Renters Policy.
1. Personal Property
2. Liability
3. Medical Payments
You are unsure if the location of this home is eligible what tool do you use to check eligibility?
PBRI
Within the two scenarios which PLUP is more expensive?
1. Household with 3 Drivers and 2 Cars
2. Household with 2 Drivers and 3 Cars
1
What is the minimum premium for a PAP?
75/year
A pontoon boat is classified as a _____ when doing the application?
Runabout
This type of policy can help an Insured cover their lease payment if they ever get hurt and can't work.
Disability Income
Homes have three different values, what are they?
Market, Appraisal (Tax, and Replacement)
I have 54 and my wife is 56. Although, I have a 22-year-old daughter that is driver on my policy. Do I still get the class 50 discount?
No.
I have the G.O.A.T. Trophy and want to insure it, can I?
Yes
Emergency Service – this coverage pays up to $_____ for reasonable costs incurred from specified emergency service to the customer's boat, motor, or boat trailer.
$1,000
Please name two discounts I can receive on a Renters Policy.
Automatic Sprinkler Discount
Home Alert Discount
Home Auto Discount
Loyal Customer Discount
My home just burned down, and I have the following coverages.
Dwelling: 300,000
Personal Property: 225,000
Liability: 500,000
Dwelling Extension: 30,000
Option ID: 60,000
Medical Payments: 5,000
Loss of Use: 90,000
All Perils Deductible: 3,000
W/H Deductible: $6,000
Up to how much can I get paid for my claim?
672,000
Give me a scenario where a PLUP policy would be useful.
Claim Example....
Good Job
I am a photographer for national geographic and drop my camera off a mountain while taking photos. Is this covered
A PAP provides coverage for cameras and camera equipment primarily for non-professional use.
Cameras and equipment used by these full- or part-time professionals are ineligible for coverage:
I have taken a safety course for boating does that qualify me for a discount?
Yes
I am 20 years old, live by myself and currently have an auto policy with your office. Sell me a renter's policy...
Great Job!
My current home insurance is at 1500/year, your quote is at 2500 why should I switch?
(Hint: Get the rest of the information out of me...)
Great Job
Between what liability limits can a PLUP policy be submitted only as non-binding?
Liability limits of $6 million to $10 million
Utilizing the homeowners conversation try to sell me a PAP.
Great Job
If my boat motor gets damaged by freezing water during the winter is that covered?
No