DO YOU KNOW?
Do you know what type of Policy Golder Care is?
Golden Care is a Group Term Life w/ Accelerated Death Benefit and Accidental Death & Dismemberment (AD&D)
What license do you need to sell this policy?
Life, Life & Health, or Life-Health, & Variable Annuities
Major Medical or Comprehensive Insurance
Group Term Life w/ Accelerated Death Benefit and Accidental Death & Dismemberment (AD&D) plan underwritten by Equitable Financial Life Insurance Company of America
This artist had a hit album named "Life After Death"
Biggie Smalls
What is the Guaranteed Issue face amount available for member-only coverage?
Up to $10,000
Do you know who underwrites this policy?
Equitable Financial Life Insurance Company of America.
What is the Age Band for Adult Eligibility?
Ages 18-84
Employer Group Insurance
A group plan offered through Association for Entrepreneurship USA (AFE)
If Life after Death began at age 85 for me, what percentage of my Life policy could I receive?
0% for both Life & AD&D
Any reduction pursuant to this provision will take place on the next Policyholder anniversary date.
What is the amount a member can receive under the Accelerated Death Benefit (ADB) provision?
Minimum of $10,000
Do you know if this plan has an Association or Plan Sponsor and if so what is the name of the Association or Plan Sponsor?
Association- AFE
What is the Accidental Death & Dismemberment Eligibility Waiting Period?
No waiting period
A plan with waiting periods for the life benefit
A plan that meets ACA minimum essential coverage
If Life after Death began at age 69 for me, what percentage of my Life policy could I receive?
Upon the Member’s attainment of the age 69, the Member’s Life Insurance Scheduled Benefit Amount(s) will automatically reduce to 50%
What is the most you can receive under the Accidental Death Benefit provision?
100% of AD&D benefit up to $250,000
Do you what additional benefits Golden Care offers not Plan Sponsor or Association related?
Additional Benefits - Child Education, Day Care,
Rehabilitation/Physical Therapy, Repatriation,
Seatbelt, Airbag, and Spouse Training
What is the Life Benefit Eligibility Waiting Period?
New Members of AFE - The first day of the month following six (6) continuous months of active membership
Existing members of AFE - The first day of the month following six (6) continuous months from the policy’s effective date
A plan that covers sickness or illness
A plan that pays a set benefit amount for covered
accidental injuries and death
Do you know what Guaranteed Issue is when referring to Life Insurance, I need to be educated with details!
A Guaranteed Issue in life insurance is a type of policy that provides coverage without requiring a medical examination or detailed health information. These policies guarantee acceptance regardless of an applicant's health status.
If I were to lose one foot and loss of all fingers, what percentage of my AD policy am I eligible for?
50%
Do you know at least 3 Plan Sponsor or Association discount vendors, that offer health related discounts?
All One Health
VSP
RXLess
Glasses USA.com
LA Fitness
Active & Fit Direct
My Benefits Work
Kindly Human
Nutrisystem
This Right lets a certificate holder change all or part of their group life insurance coverage into an individual permanent life insurance policy without providing medical evidence of insurability if certain events occur — such as leaving the eligible class, ending employment, the group policy ending, or a reduction in coverage.
A plan that pays hospital, doctor, or surgery costs
A plan that includes additional benefits for Children
Education, Day Care and more
What is the definition for Accelerated Death Benefit (ADB)?
An advance payment of part or all of a life insurance policy’s death benefit if the insured is diagnosed with a terminal illness or qualifying condition.
If I were to lose sight in ONLY one eye and loss of a foot, what percentage of my policy could I be eligible for?
100%