Call Flow
Claims
Repayment Options
Deferments
Forbearances
100

 The FORC end date

What is 12/31/22

100

Forgiveness $5000 or $17,000

What is Teacher Loan Forgiveness?

100

20yr Forgiveness

What is Repaye?

100

DCHM

What is Cancer Treatment Deferment?

100

Used to clear delinquency for payments

What is FORA? 

200

Suggested speak when leaving a message with a 3rd party

What is "Hi, this is (agent's first name) calling from Aidvantage, Department of Education." 

200

No high school diploma

What is Ability to Benefit key phrase?

200

Failing to re-certify on time

What is interest Capitalization? 

200

Rehabilitation training program

What is Rehabilitation Training Deferment? 

200

Also known as an Excessive Debt Forbearance

What is FRAT?

300

TCPA

What is Telephone Consumer Act?

300

Nelnet is the servicer 

What is Total and Permanent Disability? 

300

ICR

What is Income Contingent Repayment?

300

BIP

What is Borrower Incentive Programs?

300

Can be processed on loans to provide the borrower time to submit documentation for a Repayment Option

What is FORN?

400

Customers’ Needs

What can I do to assist you?

400

NVR

What is Never Enrolled?

400

IDR Hierarchy  

What is REPYE, PAYE, REPYE, IBR 14, IBR, ICR?

400

DGRC

What is Post Deferment Grace?

400

First Meeting of Creditors

What is BKRT?

500

Corr to Opt out of Auto Pay

What is G5A3

500

GOYF

What is New York Get on your Feet?

500

Beginning 09/27/21 and 6 months after the FORC end date

What is Temporary Self-Certification?

500

Participating in a Graduate Fellowship program

What is Graduate Fellowship Deferment (DFEL)?

500

Serving in AmeriCorps USA or The National Civilian Community Corps

What is FRAC?

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