Scenarios
what is the current all clear signal
Provide Branch Specific Answer
When do you provide membership disclosures when opening a new membership
At the beginning of the interaction, prior to entering in any of the information
CTR
Currency Transaction Report
At what dollar amount must a currency transaction report be filled
$10000.01
what is a required disclosure that must be given for all share pledge loans
NFCU 33 Loan Instructions to Members
NFCU 768 Notice to Cosigner (If co-applicant)
where is the required location of the red robbery packet
The greeter station. (if no greeter station the closest drawer to the front door)
what are *all* the disclosures that are required for opening a CD account?
SAR
Suspicious Activity Report
What coupon do you complete in USD for suspicious transactions
a UAR/SAR Coupon
These disclosures are required *if Applicable* when opening a new membership with a checking account
where is the location and what is the color of the evacuation packet.
Green folder, located the greeter station. (if no greeter station the closest drawer to the front door)
what is an example a required disclosure that is unique to establishing a minor membership
BSA
Bank Secrecy Act
Is it acceptable to leave a note in USD after filing a Sar
NO
This form, not automatically found in the envelope, is required for all set deal collateralized/signature loans
NFCU 633 Automatic Funds Transfer form
If you are acting as the second team member for opening procedures, what steps should you take if the all clear signal is not provided.
Follow opening procedures specific to your branch, if the appropriate call 911 and Base security if applicable.
When opening an additional account, can you send disclosures via email?
Yes. when the member already enrolled into e-sign.
NCUA
National Credit Union Administration
Please provide an example of two acceptable forms of primary identification for opening a membership
Unexpired U.S. Driver’s License
Unexpired State Issued Identification Card (for non-drivers)
Unexpired Government Issued Passport or Passport Card
Unexpired Permanent Resident Alien Card
Unexpired Military and CAC ID front and back (for Branch only)
Unexpired Native American Tribal Identification Card
What is an example of one required disclosure to be provided to a new member when establishing membership
If you suspect fraud on a NFCU employee, where would you got to report this
enet: Suspect Fraudulent Activity
In person: directly to your leadership team
Phone: 850-912-0090
Mail: 820 Follin Lane Vienna VA 22180
What disclosures are required for opening any additional account for an existing member
Important disclosure, rate sheet and schedule of fees and charges
Fincen
Financial Crimes Enforcement Network
What is required through CIP?
Name, DOB, SSN and Physical address
when doing a Lending application, is it acceptable to read only the disclosures that populate on the application.
NO, team members are required to read the disclosures from the Credit Card Disclosures (Disclaimers) for credit cards or NICL and LOUI Disclosures (Disclaimers) enet page for loans. Disclosures that display on the applications or in the system are not up to date.