Holds
Accounts
Debit Card
True or False
Misc.
100

Do we hold any on us checks?

No

100

What is the account called that you can get $6 a month cash back?

First Fed Cash Back

100

Do we charge for a lost card?

Yes

100

Everyone gets free checks.

No, only if they are 65 or over

200

If a check is less than $6725.00, are we allowed to place an extended hold?

No but if they have repeat overdrafts yes you can. 

200

What account has a $5 monthly charge?

Bank on

200

How much is a new debit card?

$12

200

Who do we call for mobile deposits?

Cash Management ex:5800

300

How long is a new account hold?

9 days 

300

What savings has a minimum balance?

First Choice Savings 

300

What time do the limits reset each day?

3:30 pm

300

What is our branch phone number?

330-308-5555

400

If we were putting an extended hold on a check what are the days they get money and the amounts?

Next day- $125

2nd day- $6450.00

7th day- the remaining 

400

What Business checking account does not have a minimum balance?

- Business Ultimate 150

-Business Gold

-Business Choice

- Business Ultimate 100


Business Choice

400

What is the limit on the card to transfer to Cashapp, Venmo, etc?

$500 per day

400

Tracy is allowed to do debit card raises up to $10,000

True

400

What is the service we offer for business accounts to protect them from fraud? 

Positive Pay

500

If you get a cashier's check, treasury check, government check, etc. what amount has to be available to the customer next day?

$6725.00

500

On the First Fed Cash account what is the APY on balance up to $10,000?

2.01% up to $10,000

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