Acronyms
What does HMDA stand for?
Home Mortgage Disclosure Act
This AL Central team won the championship in 2023 and are currently in the middle of a hugely disappointing season in their futile attempt to repeat as champion. As of 8/23/24, they remain 10.5 games behind the first place Houston Astros.
Who are the Texas Rangers?
Who was the first Chairman of the Board?
A.J. "Jack" Lewis
This Act requires lenders to carry flood insurance on loans secured by properties located within high-risk flood areas.
What is the Flood Disaster Protection Act of 1973?
What does SCRA stand for?
Servicemembers Civil Relief Act
The fans of this NFL team consistently claim that "this is their year" and that they are "America's Team" yet they only have 4 playoff wins since 2000 and haven't advanced to the NFC championship game since 1995.
Who are the Dallas Cowboys? (How 'bout them Cowboys?!)
What year did Jefferson Bank open?
1946
This regulation requires lenders to conduct an escrow account analysis at the completion of each escrow account computation year to determine the borrower's monthly escrow account payments for the next computation year, and to provide an escrow account statement to the borrower.
What is Regulation X? (Jefferson Bank analyzes all loans in December, regardless of the loan's origination date. Statements are mailed in January.)
What does EWF stand for?
Enterprise Workflow. Currently, there is one project underway to automate auto debit form execution and setup - this would be the first EWF supporting Loan Operations.
Javier, Sara and Monica have a combined ____ years with Jefferson Bank.
74
The Bank has had how many CEO's since it opened its doors?
4 (Tom Murrah, Byron LeFlore, Richard Petitt, Danny Butler)
This is the SBA's primary business loan program, with a maximum loan amount of $5MM.
What is the 7(a) Loan Program?
What does RPA stand for?
Robotic Process Automation. Loan Operations is currently utilizing this technology to help update the master rate table daily.
Monica has what degree from UTSA?
Bachelor of Science in Biology
What is the Jefferson Bank mission statement?
“Earning long term relationships every day, through integrity, responsiveness, and commitment. This is personal to us.”
The ______ is the limit placed by a lender on a financing arrangement based on the collateral pledged to secure a line of credit.
What is a borrowing base?
What does HOCA stand for?
Homeownership Counseling Act ... following our huddle last week, how many of you did your homework? :)
t.u. and Texas A&M renew their rivalry this year, following little brother's move to the SEC. Ticket prices are listed higher than the 2024 Super Bowl, with the game scheduled to take place at Kyle Field on November 30th. What year did the last football game take place? (we won't mention who won...points will be deducted for anyone who mentions the winner)
2011
Who is our current Chief Operating Officer?
Mitch Walker