MYBIZ PLUS
What is the monthly service charge for MYBIZ PLUS
$15.00
How do you opt in/opt out someone once their account has been opened?
Icon on desktop
How can someone qualify for a free account?
E-Statements, $100 minimum balance, direct deposit
Issues with the RBG
Teller Support (or Michelle Humbert)
$10 to open, $10 min balance, Interest paid quarterly, free ATM card
Junior Investor Savings
What is the daily limit for ACH's ?
What is the cut off time for an Ach to be submitted
$100,000.00
3:00
What are acceptable Secondary forms of ID? Name at least 5.
Social Security Card, Birth Certificate, Marriage License, Insurance Card, Utility Bill, Credit Card, Car Registration, Property Tax Bill, Voter Registration Card, Gun Permit
Explain the Connect account.
Earn 2.00% APY on your savings balance (10 pts)
up to $18,000 (10 pts)
18 POS purchases with your debit card (10 pts)
in a statement cycle (10 pts)
0.18% APY paid on balances over $18,000 (10 pts)
0.01% APY if 18 transactions are not met (10 pts)
(Bonus 50 pts if you know how the statement cycle works)
Refer a Friend questions
Marketing
$25 to open, earns 0.50% interest, 25% discount for SDB, reduced overdraft fee of $25, 4 FREE non-Centier ATM withdrawals per month
Veteran's Checking Account
What is the daily limit for Wire Transfers?
What is the amount of the fee?
250,000.00
$25.00
What are the 4 requirements for cashing a check for a non-client?
DL info, SSN, Thumbprint, call client
What is a Health Savings Account?
A HSA is a tax-exempt account established for the purpose of paying or reimbursing qualified medical expenses for you, your spouse or dependents. Must have a HDHP.
(Bonus 50 pts if you can name the 2018 contribution limits)
Who do we call for ATM issues?
Retail Special Services
$10 min to open, no min balance, no statement, must have auto debit from another Centier account
Holiday Savings (Bonus 50 for more details -
How do clients get paid? (10 pts)
When? (10 pts)
Can withdrawals be done before October? (10 pts)
What is the monthly limit for both Ach's and Wire Transfers?
$500.000.00
What requirements do you need for a name change?
Marriage certificate OR divorce decree OR court ordered name change document, updated ID, Centier Name Change Form
List the Consumer Credit Card Products.
Employee Card (10 pts if you can explain rate/benefits)
Low Rate Card (10 pts if you can explain rate/benefits)
Preferred Points Card (10 pts if you can explain rate/benefits)
World Card (10 pts if you can explain rate/benefits)
Bonus 50 pts if you can name the Business Credit Card Products
WHO DO YOU CALL FOR INSURANCE CHECKS?
DEBBIE LECKI
400 free transactions a month, no monthly service charge, no minimum balance, does not earn interest
Free Business Checking
(Bonus 50 if you can name the other 3 Business Checking Accounts)
What are two of the Treasury Management Products?
Positive Pay
Remote Deposit Capture
Lock Box
Business Banking Online
Explain the difference between the three types of holds:
New Account, Exception, Case by Case
New account - entire amount held for 10 days, new client to bank within last 30 days
Exception - Entire amount for 7 days based on account history, reason to believe it won't be paid, over $5,000, etc.
Case by Case - Under $5,000, $200 must be available for any non-next day items
HOW MANY ALLPOINT ATMS ARE THERE NATION AND WORLD WIDE?
WHAT 4 COUNTRIES ARE THEY LOCATED?
There are 55,000.00 atms located in the nation and world wide.
United States, Mexico, Canada, and Australia
Positive Pay inquiries
Treasury Management (Bonus 50 if you can name one person in that department)
You can earn a premier rate of interest on your savings account if you have this checking account
Connect Checking