Renters
Do you have to run the Credit Score if you are doing a quick quote?
No, you can select a number from the drop down.
What are the states we cannot complete an Auto quote?
New York and New Jersey
What is the tool used to verify the house components when quoting a HO?
RCT Tool
What is the process you need to follow if the customer is getting a divorce and want their own policy?
What are the Underlying Liability Limits an insured must carry if they want to get a PUP policy in the state of Oklahoma?
Insured must carry at a minimum, Underlying Liability Limits 250/500/100 for Auto and $300,000 for Homeowners
What are the mandatory coverages on a Renters policy?
C- Personal Property Protection
X- Family Liability
Y Guest Medical
You must read the ____ _____ prior to initiate any quote.
Credit Script/ Data Ordering Script.
What is the state where Allstate has paused business across all channels (CCC, web, agency)?
California
Who are the spin offs limited to?
Spin offs are limited to sons/daughters, stepchildren, foster children or parent child relationship.
What is the requirement a customer needs to fulfill when processing a split off in the state of NC?
Customer must provide proof of residency. You cannot continue with the process until you receive and validate the proof sent.
RA- Marital Split Off/ step 3
What is the name of the extended coverage a customer can add if they have an expensive engagement ring?
SPP- Scheduled Personal Property
If a quote exists and is older than ____ days, you must start a new quote.
45 Days
RA
Advisor Pro - Auto Application for Coverage Process/ Part 1
What are the mandatory coverages for a HO?
A - Dwelling Protection
B - Other Structures
C - Personal Property Protection
D - Additional Living Expense
X - Family Liability
Y - Guest Medical
When setting expectations for an Auto out of state move what information you will ask the customer to provide you so you can process the change?
What is the process when a customer wants to do an out of state move for Motorcycle, ORV, Motorhome in the state of CA, FL or TX
Write as New Business
RA -Out of State Customer Move/ step 6
What is the base limit for Family Liability Coverage?
100,000 per occurrence
how old at least one name insured has to be to bind a policy?
18 years of age
What is the RS - Roof Surfaces Extended Coverage Endorsement?
What other endorsement you need to do after you complete a spin or split off?
You will need to remove the driver and vehicle(s) from the existing policy.
What is the Driving record requirement on the state of Mississippi in order to qualify for Auto line 10?
• No major violations in the past 5 years.
All IS Groups: 1 car: # of incidents <= 2 in the past three years • 2+ cars: # of incidents <= (# of cars + 2) in the past three years • Maximum of 2 incidents per operator
RA- MS line 10 RMP
What is the Building Code Effectiveness Grading? FL Renters quotes
The Building Code Effectiveness Grading assesses the building codes in a particular community and how the community enforces its building codes, with special emphasis in mitigation losses from natural hazards.
RA- Florida Renters Quote Job Aid
What type of payment a customer can use to pay a Prior Term Balance?
RA- New Business and Prior Term Balance
What are the only items you need to discuss from the RCT components?
Information on the First ScreenExteriorInterior
What is the requirement for processing a company transfer/ conversion?
What are the states where the bind script is not required?
All Lines:
RA- Legally Mandated Bind Scripts Main Page